Why could index-based insurance schemes work where other insurance schemes fail? How does mobile money and digital credit can help to improve risk-sharing in small communities lacking access to insurance companies?

Savings and Insurance

List and describe three possible explanations for the observed low savings rate in low-income countries

Which explanation did Jakiela and Ozier investigate in their 2015 paper? What were their conclusions about whether this factor matters?

Why could index-based insurance schemes work where other insurance schemes fail?

How does mobile money and digital credit can help to improve risk-sharing in small communities lacking access to insurance companies?

 

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