Insurance:
If you lease the car, you will pay $1800 in the first year to ensure your car, which will go up 5% each year after that because of inflation.
You will need to carry collision and liability insurance for the car. If you purchase the car, your insurance costs are the same until 2025, then they drop 20% for the next 3 years, and then you elect to drop collision insurance, lowering your insurance by $600 year.
Make a spreadsheet comparing your choices and indicate which one you decide on.
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