Advise Mrs Yorkie of the earliest age that she may retire at if she has a low or a medium risk tolerance and provide at least five relevant caveats (disclaimers) to your advice.

QUESTION You are due to meet with a potential new client, Mrs Yorkie, who will shortly turn 30 years old. She has recently opened a self-invested personal pension (SIPP), is intending to contribute £6,000 per annum to it (in nominal terms and starting on her 30th birthday) and wishes to receive an annual pension of […]

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