Were you surprised at the results? What lessons did you learn from these calculations? What changes may you make in your personal finances based on the knowledge of time value of money principles?

Two friends, Savvy Sally and Debtie Debbie, decide to make Saturday special and plan a fun family dinner twice a month.. Sally packs a picnic lunch and spends every other Saturday in the park; that night, she deposits $100 in an online mutual fund savings account which pays 8% interest. Debbie takes her family out […]

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